How Much Does Credit Repair Cost?


The average cost for credit repair is $2,000-$5,000. This varies depending on the age of your credit history and how much work needs to be done. If you have a long record with no errors or damaging information, this might only take about 6-8 months at an estimated cost of $1,250 per month. But if you are looking to remove derogatory items from your reports like bankruptcy or foreclosure, then it will likely take longer than 12 months and could be upwards of $4,50 per month. For example, The average customer spends an additional $700 in legal fees during the process when they go through our company because we provide free consultations with attorneys before beginning any work on their behalf.

Understanding Credit Repair

Credit repair is one of the most important things to do if you want to buy a house or a car. You need good credit so that you can get financing for your home or vehicle. Your score affects your ability to get loans, insurance rates, and even employment opportunities. If you're struggling with debt, it's time to consider hiring a professional.

What Do Credit Repair Companies Do?

Credit repair companies help you Fix Your Credit Score. This is done by finding errors and mistakes on your credit report, then working with creditors to remove any negative information that doesn't belong there. It can seem like a daunting task to take on yourself, but if you let the experts handle it for you, they'll get the job done in no time.

Credit Repair In My Area: Levels Of Credit Repair Service

Following the Credit Repair Organizations Act (CROA), credit repair services will only charge for completed work. This is because consumers have their rights protected by CROA whenever they use a credit service like to help with any financial issues they are having. The issues may pertain to high debt or bad credit scores due to errors on your report from being denied loans and other forms of finance in the past. It's important that you know what these rights entail so you don't fall prey to scams run by dishonest organizations that promise easy fixes but never deliver anything good at all. is a company that helps you clean up and repair your credit, but it’s not easy. The first-work fee is separate from the monthly billing cycle. The potential fees for every bureau request or action taken on behalf of their clients come as no surprise to most who have tried this service beforehand.

Flexible Payment Plans So You Can Pay What Works Best For You

Direct’s Direct Package is the most basic package they have to offer. The monthly fee is $69.95 and the initial work fee is $69.95 for the first month. However, it does include Bureau Challenges that require you to file disputes with credit bureaus when information about yourself on your report needs updating or correcting. This is done to avoid over-inflated scores from inaccurate data being reported by lenders who may be unaware of changes like new jobs or homeownership. In these cases, creditors are required under Regulation B laws to update these records after 6 months. If no updates were received prior, then contact them immediately.


With the Standard Package, you'll get a FICO® Score Inquiry Assist service. This allows you to dispute any inaccuracies or unfair inquiries on your account. For $99.95 per month and with an initial fee of $99.95, this is perfect for people who have had credit problems in the past and want to rebuild it again.


The Advanced Package is for those who want to take a more proactive approach to managing their debt. With the monthly credit score updates, you will be able to see how your overall credit standing changes over time; thus giving you power and control over what happens next. These are only just some benefits of this $119.95 per month investment that can help you get out of any financial jam.

Does Credit Repair Really Work?

Credit repair is an important process for anyone who has experienced financial hardship. The purpose of credit repair is to remove any negative items such as late payments, collections, and judgments from your credit report. It also assists with raising your score if it's low. What are the benefits of credit repair? Credit repair services can help you get a loan with better rates, more favorable terms, and even save you money on interest over time. It can also lead to new job opportunities as employers don't want their employees to have bad credit scores. Bad credit scores could result in them spending more than they make each month. Employers may even offer signing bonuses when they know that someone has an excellent payment history because this indicates trustworthiness and responsibility which are qualities that employers look for in potential employees.

How Long Will It Take To Fix My Credit?

If you're looking for ways to Improve Your Credit Score, then we've got the answer. We are a team of experts that can help fix any problems with your credit report and get you back on track in no time. All it takes is one phone call to set up an appointment with us so we can provide you with all the information you need about improving your credit score.

Is Credit Repair Right For You?

There are many factors to consider when deciding whether or not consulting a professional Credit Repair Company is the best course of action. These include your current debt, the time span since you last checked your credit history, and pending legal issues. If you have been working hard to prevent additional negative marks from appearing on your report and want to know where things stand with potential creditors, contact us today. The sooner we start tackling these problems together, the better off you will be in terms of your chances of being approved for new loans or other types of financing in the future.

Call us now (888) 804-0104 today for more details!