Credit Score Range

what is the range for credit score ?

Your credit score is a number that reflects your creditworthiness. It ranges from 300-850 and is used by lenders to determine your interest rate. A good credit score can save you money on loans, while a poor one can result in higher interest rates and other penalties.

The 300-to 850 credit score range is what most people think of when they hear the words "credit" and 'score.' The higher your perfect predictive model number, like those from Vantage or FICO company's services including their newest update which goes by algorithms instead may make you feel better about yourself but don't forget that these models also show possible outcomes for how high up on this scale an individual could potentially rank.

Credit Repair in my area analyzed every single credit score from 300-850 in order to help you understand the significance of your own. Below, we've listed each tier and what it means for someone with that particular rating; see if there's anything wrong or right above where ever on this page!

Perfect Credit (800-850)

It's hard to get ahold of an 800+ credit score, with fewer than 1 in 6 people owning one. But you can be sure that if your report is clean and free from negative information it will show how well-mannered you've been when borrowing money or applying for loans over the years!


800 805 810 815 820 825 830 835 840 845 850

Excellent Credit (750-799)

A credit score of 750-799 qualifies as “excellent” and should allow for most loans, cards or other lines. But don't get too excited about it because you won't always receive best terms depending on where exactly 799 falls within these ranges - that is unless there are extenuating circumstances such as if someone has had their entire life destroyed by an unfortunate event(s) which caused them to fall behind financially.


750 755 760 765 770 775 780 785 790 795 799

Good Credit (700-749)

It's important to note that there are different kinds of credit. Generally speaking, a score between 660-759 is considered "good." However based on approval rates for loans and cards we've seen in our industry it makes sense to skew this tier higher at 700 - 749 with an excellent range ranging from 720 up!

There are credit cards out there that require good or better scores, but you won't have the best approval odds unless your score is 700+.


700 705 710 715 720 725 730 735 740 745 749

Fair Credit (640-699)

A credit score of 640-699 is not good, but it's also not bad. A “fair” or lower rating means you can still get loans for things like cars and homes with these scores—so don't worry about having low marks! All that said though; if your current account has high interest rates due to being in the "low" category then consider improving them ASAP since this will help save money on annual expenses from going towards paying off debts instead..


640 645 650 655 660 665 670 675 680 685 690 695 699

Poor Credit (571-639)

You may be surprised to learn that a credit score of 571-639 isn’t “good,” nor is it even considered fair. In fact, this number represents an extremely below average level on the 300 - 850 scale and has been found by lenders as representing one riskier than others with better scores!

If your credit score is below 600, it could prevent you from getting approved for a decent loan or line of credit. You'll also be less likely to rent an apartment and land certain jobs if the banks know that their customer has poor history with money owed. The cost may add up: depending on how bad things get, this one mistake could set someone back thousands each year compared to good standing customers!


575 580 585 590 595 600 605 610 615 620 625 630 635

Very Poor Credit (500-570)

With a credit score of 500-570, you are more likely to be denied for loans and cards than with other scores. This is because this range represents poor or bad ratings on the standard 300 - 850 scale which can make it difficult when trying get approved in certain circumstances but don't let these numbers keep you down! There will always still opportunities available even if they may seem fewer at first glance.


500 505 510 515 520 525 530 535 540 545 550 555 560
565 570

Bad Credit (400-499)

There are a lot of bad credit scores out there. A 400-499 rating is not ideal, as it's closer to the lowest possible (300) than high end ones like 850! You've had payment problems in your past and this signals risk for lenders who may make unsecured loans difficult or impossible due their concern over losing money on such transactions if you can't be trusted again - but don’t worry because we will help rebuild that reputation before trying once more...


400 405 410 415 420 425 430 435 440 445 450 455 460
465 470 475 480 485 490 495 499

Very Bad Credit (300-399)

If you have a credit score of 300-399, don’t worry! There is still hope for your future. In fact 5% of people who had this range in their report cards actually turned it into an average or good one by getting closer to 700 than 600 because when looked at from that perspective there's nothing stopping someone from doing so anymore. The higher number means better odds but not necessarily success.


300 305 310 315 320 325 330 335 340 345 350 355 360
365 370 375 380 385 390 395 399