A borrower's goal when refinancing a mortgage is usually to secure a lower interest rate, especially if market conditions have led to reduced rates overall since you initially took out a home equity loan. But you could be trying to find something

The economy is in a downturn, everybody knows this these days. If you are an unwilling recipient in this awful economic system or merely made some poor decisions many years ago and today have a terrible credit rating, you know that looking for a

Countless Americans have credit score reports that show a less-than-optimal credit rating. If you fall under this group, you’ll soon discover that the cost of a bad credit rating could permeate deeply into your life. You may not have the ability

Many banks and mortgage brokers are using and abusing the phrase "debt consolidation" to offer you a high-interest 2nd mortgage or refinance your house. Recall that plunging further into debt will not provide the financial independence required.

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