Should you have outstanding taxes to the IRS, you could be wondering if this is anything shown on a credit report. Still, credit reports often indicate various types of delinquent commitments, such as credit card overdrafts and missing student loan
Student Loans With Bad Credit: An Overview College education is very expensive for most students, and to finance it, many students have to take out student loans, but what happens if you have a poor credit history? It can be crucial for those
A Credit score is an important factor in the financial life of an individual. It affects the interest rates charged on loans, the approval of rental applications, and even the approval of new credit card accounts. Luckily, other applications can
Introduction Receiving notice that a bill has been written off can be rather troubling. It makes people ask questions such as when an account is charged off what does it mean, what are the ramifications and what can be done? Everything you want to
A Credit report is important when you apply for loans, credit cards, insurance, employment, housing, and many more. Employers and others have access to your credit report to see how credit-savvy you are and whether you pay your bills as and when
A flexible spending credit card or a flexible spending account debit card is just a special debit card that enables you to purchase a range of goods and services that are considered to be medical expenses using the money you have saved in your FSA.
Is It Possible for a Collection Agency to Report an Old Debt as New? If you have old debts that were under collection many years ago, you may be wondering if the collection agency can bring the period of reporting your debts from the beginning by
An Overview of Credit Freezes One approach customers may use to lock their credit reports and information is via a credit freeze or a security freeze. When your credit report is frozen, this slows the speed at which identity thieves may create new
What is the definition of Purchase APR for Credit Cards? APR is short for Annual Percentage Rate. On whatever debt you could carry forward to the following month's credit card payment, this is the rate charged. Usually, there are two forms of APR: