Credit scores and credit reports are two of the most important aspects of a person’s financial life. Here are fifteen important credit facts that every person should be aware of once the year 2024 begins. Understanding this basic credit
An Employment Credit Check – What Is It and What Does It Show?
It is possible that when applying for a job, you will be required to consent to an employment credit check. This enables a potential employer to access some of the records of your
Explaining What A Debt Validation Letter Is, And How Its Process Works
Therefore, a debt validation letter is a specific kind of letter used by a customer to reply to a specific debt collection by a creditor or collector. This form of letter forces
About Secured Credit Cards A secured credit card is a credit card that works based on a cash deposit that is used as a guarantee for the credit limit. The deposit amount acts as the credit limit on the card. The secured cards are meant for those
Deferment and Forbearance of Student Loans and Their Effects on Your Credit
Should you find it difficult to pay back your student loans, you could be wondering whether to seek a deferral or forbearance. A deferral allows you, based on numerous
Managing Your Money The first thing to do if you are interested in getting a new car loan after a car has been repossessed is to ensure that your financials are in order. Banks and other financial institutions will expect you to solve the problems
How Many Days of Employment Is Allowed Before a Creditor Can Garnish Wages?
Should you have outstanding debts and have not paid them, your creditors might pursue recovery of their money against you. Wage garnishment is one of those choices; it lets
Bankruptcy is, therefore, a legal procedure for persons and firms who are unable to meet their obligations to creditors. Bankruptcy laws also vary in different categories, and the most common ones are Chapter 7 bankruptcy, Chapter 13 bankruptcy, and
However, credit card shimming is the latest development in the skimming tricks, which has only emerged in the last couple of years.
Credit card skimming is the act of utilizing a device to capture credit card details from clients as they pay for