Lenders also consider your credit score when you are applying to be given a place to live. Tenants will also have their credit reports and scores checked by the landlords and property managers to determine their financial reliability in the timely
While checking your credit report and credit scores, you might find that there are many scores from various agencies calculated with different scales. This can understandably cause some confusion as to which scores are important and how they compare
VantageScore 3. 0 is one of the credit score models that was created by the three credit reporting agencies Equifax, Experian, and Transunion. It was initiated in 2013 to replace the conventional FICO score and to offer a uniform model of credit
Rent-To-Own vs Buying a Home: Main Differences One other kind of owning a property is renting a house to buy. Under a rent-to-own arrangement, one pays rent and then purchases a house at a set price either inside the lease term or at its
Credit scores and credit reports are two of the most important aspects of a person’s financial life. Here are fifteen important credit facts that every person should be aware of once the year 2024 begins. Understanding this basic credit
An Employment Credit Check – What Is It and What Does It Show? It is possible that when applying for a job, you will be required to consent to an employment credit check. This enables a potential employer to access some of the records of your
Explaining What A Debt Validation Letter Is, And How Its Process Works Therefore, a debt validation letter is a specific kind of letter used by a customer to reply to a specific debt collection by a creditor or collector. This form of letter forces
About Secured Credit Cards A secured credit card is a credit card that works based on a cash deposit that is used as a guarantee for the credit limit. The deposit amount acts as the credit limit on the card. The secured cards are meant for those
Deferment and Forbearance of Student Loans and Their Effects on Your Credit Should you find it difficult to pay back your student loans, you could be wondering whether to seek a deferral or forbearance. A deferral allows you, based on numerous